Getting a VA Loan

[WRESTLINGFAN]

My lease is up this september and I have had it with renting. Im sick of paying off someone else mortgage. Has anyone gotten a VA loan? I did 4 years in the military and I qualify for one. I was wondering what steps to take and Do I need to buy a house or can I get a co op? Any help would be appreciated

[Don Stugots]

<p>my dad was able to get help with the down payment for our house in brooklyn.&nbsp; that was 26 years ago, but i remember him getting the help for it.&nbsp; just call the VA and see what they say.</p><p>on a medical side of things, get a chest xray and make a complete record of what you did and where you served and were stationed.&nbsp; my dad had to do it and once he did he was able to get $$$ for his breathing problems and other things.&nbsp; </p>

[SinA]

<p>My dad works for VA and he always says that he's there&nbsp;to help vets, but he can't help the ones he doesn't know need help.</p><p>Look it up on <a href="http://www.va.gov/">http://www.va.gov/</a>&nbsp;or call them and ask. The VA can provide a lot for vets, but you have to make the first step, they don't come to you.</p>

[WRESTLINGFAN]

Thanks buddays, The hardest part is the down payment. I will definitely look up all the info, im sure there are alot of banks that deal with the VA also

[DESERTEAGLE.50]

<font size="4"><strong>Do you have your service card/certificate handy?<br />
</strong></font>

[WRESTLINGFAN]

I have my release papers aka the DD form 214. I looked on the VA web site and it said i needed to send a copy of it to the VA in WashingtonDC to get the certificate of eligibility. Thats the 1st step, after that then I believe i can start the rest of the process

[DESERTEAGLE.50]

<font size="4"><strong>There you go...you are on the path.&nbsp; one you have the certificate, you can go to anyone licensed to do VA loans.<br />
</strong></font>

[Lumber]

<strong>WRESTLINGFAN</strong> wrote:<br />Thanks buddays, The hardest part is the down payment. I will definitely look up all the info, im sure there are alot of banks that deal with the VA also <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; How true..</p>

[angrymissy]

Look into an 80/20 loan.&nbsp; Jeff and I just bought a house with this type of loan.&nbsp; You have one loan for 80%, and the other loan for 20% (at a higher rate).&nbsp; You will only need money for closing costs.