View Full Version : Debt Collector tracked me down like a DOG!
Death Metal Moe
03-30-2005, 08:47 AM
<P>Man, I just got off the phone with a guy who represented the law offices of blah blah blah. I can't believe they got me here. Crazy shit bro. I've hed no money, so I had nothing to give them, and they were leaving the weekly message on my phone at home. Yes I know, dodging a debt is stupid, but my credit is already destroyed from the 10 large I owed some other company and eventually got rid of. This one was A LOT smaller, but still an outstanding debt.</P>
<P>But today..... BLAM! Got me here. </P>
<P>It was actually a good thing. I've been meaning to get rid of this last debt I owe for some time now, so I gave him a large part of it today and will take care of the rest in a month so it doesn't completely clean me out. It's gonna eat up my tax return, but at this point I'm so sick of worrying when that lawsuit was gonna show up I'm kinda excited that this will be resolved. I'll be back to square one with cash basically, but I'll owe nothing to any companys.</P>
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Iamnotatool
03-30-2005, 08:59 AM
I do collections Moe, you are lucky it took em so long. I had them once put a freeze on my checking account for $7000, twice what I owed, without me even knowing. I ended up settling for $2500.
If you talk em down, you can get a better deal, but make sure you get it in writing that they will remove and delinquencies from your CBR
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Death Metal Moe
03-30-2005, 09:24 AM
The last one I delt with sent a letter to the people that handle credit or whatever they're known as. These people said I'd have to mail the settlement documentation to them myself once it was square. Either way I'm waiting for stuff to sign. When it's paid, I'll send them the stuff.
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KC2OSO
03-30-2005, 10:20 AM
Repo Man is ALWAYS INTENSE!
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Iamnotatool
03-30-2005, 10:29 AM
Moe
the folks collecting the debt should be responsible for taking the derogatories off your CBR, I wouldn't give them dime one until they promise in writing to do so. Also, negotiate. They will come down on the $$.
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Death Metal Moe
03-30-2005, 11:03 AM
<P>I actually already gave them many or my dimes. I paid more than half of it today just to get it that much more out of my hair.</P>
<P>What can I do to make sure they mail the comfirmation of settlement to the Credit people? And if worse came to worse, is it hard for me to contact them with the official settlement letter to get it off my report?</P>
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Death Metal Moe
03-30-2005, 11:03 AM
<P>And I did settle for less than the whole.</P>
<P> </P>
<P>And I do appreciate your help Iamnotatool.</P>
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JPMNICK
03-30-2005, 11:53 AM
<P>I had no idea tool was a debt collector. </P>
<P> </P>
<P>Moe good to hear you are getting everything taken care of. I have never been in debt before, but I am sure it is something you think about every night before you go to bed and every morning when you wake up. </P>
<P> </P>
<P> </P>
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FUNKMAN
03-30-2005, 12:50 PM
<P>we had a prob with a medical bill. my wife thought she settled it many times and with many hours on the phone with the Insurance and the Doctor's Office. So we went to court and plea bargained. They got 150 of the 300 and then court costs.</P><BR>
<P>what a fucking waste of life</P><BR><BR><IMG src="http://img.photobucket.com/albums/v53/monster6sixty6/guests/fm2_sig.jpg">
<font color=black>This message was edited by FUNKMAN on 3-30-05 @ 4:51 PM</font>
Death Metal Moe
03-30-2005, 05:53 PM
<FIELDSET>I have never been in debt before, but I am sure it is something you think about every night before you go to bed and every morning when you wake up. </FIELDSET>
<P> </P>
<P>Well that was the problem for me. For like a year I just totally forgot about them, shutting them out of my mind. Then the lawsuit for the 1st one came, and I was forced to deal with it. </P>
<P>Once you start to think about it, yes, it can consume your thoughts. It took so much just to get to 0, you know? But I'm fairly excited to owe NOTHING to any company or other finacial entity.</P>
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mothershucker
03-30-2005, 06:01 PM
<P>I had no idea tool was a debt collector. </P>
<P> </P>
<P>Yeah, I thought he was just a kiddy porn peddler. He must moon light in debt collection.</P>
I shucked it, and I shucked it, and I shucked it, i'm quite the mother shucker
<FIELDSET style="WIDTH: 450px"><LEGEND><FONT color=#3175bd size=2><STRONG>QUOTE</STRONG><BR></FONT></LEGEND>Repo Man is ALWAYS INTENSE!<BR><BR><IMG src="http://www.njmikec.com/Fester1.jpg" border=0></FIELDSET>
<P>Thank you for that. :)</P>
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Iamnotatool
03-31-2005, 07:17 AM
Actually, believe it or not you tools, I run a collection agency for a law firm.
Moe, don't give them any more money until they put in writing that upon receipt of that payment, your debt is resolved completely including any intrest and/or fees.
Funk, you got raped on the Medical bill, those are the EASIEST to get out of. 5 bucks ever 4 months will satisfy them. What can they do, reverse the procedure???
Mothershucker, people who peddle, view, or take part in Kiddie porn in any way should die painfully, slow, and at the hands of the kids that they've hurt.
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JPMNICK
03-31-2005, 07:22 AM
<P>tool do you collect from people who owe the law firm for services or people who the law firm won against and then they need to pay damagaes. </P>
<P> </P>
<P>ever break someone's leg?</P>
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Iamnotatool
03-31-2005, 07:44 AM
I collect from people that owe the firm, from people who the firm won judgements against, and I also have some clients that I do commercial collections for. My biggest being Verizon which is kinda nice.
Noone pays for Yellow Pages advertising on time. Ever.
As far as the legs thing goes, yes, I've actually broken a couple, but wasn't work related.
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wilee
03-31-2005, 07:46 AM
tracked me down like a DOG!
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Hey, are you Moe?
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Death Metal Moe
03-31-2005, 08:08 AM
<FIELDSET><FONT size=1>People who peddle, view, or take part in Kiddie porn in any way should die painfully, slow, and at the hands of the kids that they've hurt. </FONT><BR></FIELDSET>
<P>Then Jacko should get gang raped by these kids and a few more:</P>
<P> </P>
<P>http://www.jackasscritics.com/images/tea_time/2002_12_16/culkin.jpg</P>
<P> </P>
<P>http://tvphotogalleries.com/data/597/1emmanuel8299.jpg</P>
<P> </P>
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fiestygal
03-31-2005, 08:31 AM
<P>dude you cant fuck around with those people... they can fuck you up royally when it comes to your credit and other things of that nature.....</P>
<P> </P>
<P>i mean you could try and file for bankrupsy BUT the laws today are making it very difficult to get away with not paying what you owe</P>
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fiestygal
03-31-2005, 08:33 AM
<FIELDSET style="WIDTH: 450px"><LEGEND><FONT color=#3175bd size=2><STRONG>QUOTE</STRONG><BR></FONT></LEGEND>
<FIELDSET style="WIDTH: 450px"><LEGEND><FONT color=#3175bd size=2><STRONG>QUOTE</STRONG><BR></FONT></LEGEND><BR>tracked me down like a DOG! <BR></FIELDSET>
<P><BR><IMG src="http://www.gothamist.com/images/2003_8_dogchapman.jpg" border=0> <BR><FONT size=4>Hey, are you Moe?</FONT><BR><BR><BR></P></FIELDSET>
<P>now how come he looks less white trashy here and on A&E he looks like a fucking cracker.... but i do like the show</P>
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AIM- yelowrose1981
Its time to party.... Italian Style
"Let's have a bachelor party! With chicks, and guns, and fire trucks, and hookers, and drugs, and booze!"
Death Metal Moe
03-31-2005, 08:36 AM
<P>You know, I just looked for a picture of Culkin here and didn't even pay attention to what the fake signature said on it:</P>
<P> </P>
<P>http://www.jackasscritics.com/images/tea_time/2002_12_16/culkin.jpg</P>
<P>It kinda looks like Moe signed it. It really wasn't me though, you can tell by the URL. Mine are always hosted on <A href="http://www.unhallowed.com">www.unhallowed.com</A>. </P>
<P><FONT color=#ffffff>FREE PLUG!!! WHORE!!!</FONT></P>
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Iamnotatool
03-31-2005, 09:23 AM
Moe, you slut.
i mean you could try and file for bankrupsy BUT the laws today are making it very difficult to get away with not paying what you owe
Actually, bankrupcy is still quite easy to file. A girl I know has filed twice in the last 6 years, and can now still get credit cards that me and my shitty credit can't get. Thats why my good friends call me Cash.
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JustJon
03-31-2005, 10:14 AM
I just want to say that RF.Net does not condone nor endorse kiddie porn in any way, shape or form. Teen porn on the other hand is OTAY!
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FUNKMAN
03-31-2005, 06:33 PM
<FIELDSET><FONT size=1>Funk, you got raped </FONT></FIELDSET>
<P>i'm always the last to know....</P>
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